Cookies on Mortgage Notes

The short version

Mortgage Notes uses one kind of cookie: anonymised Google Analytics, and only if you agreed on the banner. No advertising cookies. No profiling. No cookies set before you choose.

What we actually set, and when

If you accepted on the banner

Google Analytics 4 (property ID G-6J6X6KX2RW) sets the following cookies in your browser:

These cookies send anonymised data to Google: page URL, referrer, rough geographic region (country and city), broad device type, and session duration. IP addresses are truncated before storage. We don't use GA to build advertising audiences or to personalise content.

If you declined on the banner

Mortgage Notes sets no cookies at all. The Google Analytics library is still loaded (that's how Google Consent Mode works), but it's configured to not store anything and not set cookies until consent is given.

Before you choose

Your consent preference is remembered in your browser's localStorage (not a cookie) under the key mn-consent. This is essential storage so we know not to show the banner again.

Change your mind

You can clear your choice and be asked again:

Reopen the cookie banner

This clears the mn-consent value in localStorage. If you had accepted, GA stops receiving data when you close this page until you accept again. To fully remove any existing _ga cookies, use your browser's clear-cookies feature for mortgagenotes.co.uk.

Third-party cookies from embedded content

Some pages link to external websites (for example the Bank of England's rate page, HMRC, schema.org). If you click through, their cookies are theirs to declare — we don't control them. Mortgage Notes does not embed third-party widgets, pixels, social sharing buttons with tracking, comment systems, or advertising.

Questions

For any cookie- or privacy-related query, use the contact page. See also the full privacy policy.