Terms of use

Information, not advice

The content on Mortgage Notes (mortgagenotes — including its guides, calculators, rate data, scheme summaries and regional pages) is for general information purposes only. It does not constitute financial advice, regulated mortgage advice, tax advice, or legal advice.

Mortgage Notes is not authorised or regulated by the Financial Conduct Authority. Nothing on this website is a personal recommendation for any specific mortgage product, lender, scheme, or course of action. Before taking any financial decision you should consult an FCA-authorised mortgage adviser and, where appropriate, a qualified accountant or solicitor.

Accuracy

We take reasonable care to ensure that information on the site is accurate at the time of publication. Markets, policies, rates and regulations change — sometimes daily. Despite automated refresh processes and human review, the information on this site may become out of date. You should verify any number or rule independently before relying on it.

No warranty, express or implied, is made as to the accuracy, completeness or currency of the content.

Limitation of liability

To the fullest extent permitted by English law, Mortgage Notes and its contributors accept no liability for any direct or indirect loss arising from use of or reliance on the site's content. This does not limit any liability that cannot be excluded under English law (including for fraud or death/personal injury caused by negligence).

External links

Where we link to third-party websites (official government pages, source articles), we are not responsible for their content, accuracy, or privacy practices. An external link is not an endorsement.

Intellectual property

Text and imagery on the site are © Mortgage Notes unless otherwise stated. Short excerpts may be quoted under normal fair-use conventions with attribution and a link back. For full-article syndication please get in touch.

Jurisdiction

These terms are governed by the laws of England and Wales. Any dispute arising under or in connection with them is subject to the exclusive jurisdiction of the English courts.

Changes to these terms

These terms may be updated. The "last updated" date at the top of this page reflects the current version. Continued use of the site after an update constitutes acceptance of the new terms.

Contact

For any query about these terms, use the contact page.